Protect Your Business Against the Cost of an HMRC Enquiry
Even businesses that keep exemplary records can be selected for an HMRC investigation. Tax Investigation Insurance covers the professional fees needed to defend you in an enquiry — so you’re not hit with unexpected costs if HMRC comes calling.
Benefits of Cloud Accounting
Tax Fee Protection covers the accountancy and professional costs involved in handling:
- HMRC tax investigations
- VAT disputes
- PAYE and CIS compliance checks
- IR35 enquiries
- Corporation tax, income tax, and capital gains tax reviews
It doesn’t cover any tax owed, but it covers the expert work needed to deal with HMRC properly on your behalf.
Types of HMRC Enquiries It Helps With
- Full Enquiry: A thorough review of all your business records and tax affairs.
- Aspect Enquiry: Focused on a specific issue, like a VAT claim or expense deduction.
- Compliance Check: Routine or targeted checks to ensure you’re meeting tax rules.
These enquiries can happen to any business — large or small, regardless of industry or previous history.
Why All Businesses Are at Risk
HMRC runs random audits and uses advanced software to flag irregularities in tax returns. Even businesses with clean accounts can be selected, especially:
- New businesses
- Businesses with large fluctuations in profit
- Cash-heavy industries (like retail or construction)
- Those submitting late or amended returns
Fee protection offers peace of mind, knowing that if it happens, you won’t be facing professional fees of £2,000–£10,000+ on top of the enquiry itself.
Benefits of Tax Fee Protection
- Covers your accountant’s fees and legal fees during an HMRC enquiry up to £100,000.
- Avoids unplanned costs if you’re investigated.
- Ensures professional defence by your accountant, improving your position and outcome.
- Reduces stress — your accountant handles everything directly with HMRC.
- Predictable annual cost rather than unpredictable investigation fees.
FAQs About Data Security and GDPR
What Happens During an HMRC Enquiry
- HMRC contacts you and/or your accountant.
- Request for records and supporting documents.
- Meetings and correspondence with HMRC officers.
- Accountant reviews and defends your case, negotiating where necessary.
- Investigation concludes — with either no action, tax adjustments, or penalties.
With fee protection, all professional time spent on this is covered by the policy.
Real Case Studies
- A small marketing agency faced a VAT reclaim query. Investigation took 16 hours of accountant time over six weeks. Fee protection covered £3,200 in professional fees — the client paid nothing beyond their annual policy.
- A sole trader electrician was selected for a random compliance check. The enquiry took three months, including two meetings with HMRC. Total fees of £2,800 were fully covered by their tax fee protection policy.
Understanding your numbers by working with your accountant
-
Understanding your finances?
-
Keeping your records up to date?
-
Meeting Deadlines?
-
Contacting your accountant for help and advice?
-
Growing your business systematically with confidence?
You know what to do
Dont get left behind - help is on hand
Technology is changing the way we do business and how accounts are kept. Soon the government will require many businesses to submit their tax information via the cloud. At Park Lane Accountants we want to make sure nobody gets left behind. We’ll introduce you to cloud accounting and help you implement the right tools for your business.
Package 1 - For Smaller Businesses
For your business
- Accounts & Tax Returns prepared and filed in good time (for Companies, Partnerships and Sole Traders)
- Companies House Annual Return prepared and filed if applicable
- Ongoing access to advice via your dedicated client manager
For you
- Your Personal Tax return prepared and filed in good time.
- Tax saving advice included
Key Features as standard
Access to a dedicated named client manager ensuring guidance and advice
Access to our secure online document vault to allow secure exchange of information
Fast onboarding and we deal with your old accountant
All services can be added or scaled and are flexible - pay for what you need and nothing else.
Package 2 - For Established Businesses
For your business
- Everything detailed in package 1 plus
- Bookkeeping - keep everything tidy and organised
- Payroll - keep everyone paid and happy knowing the complexities are covered
For You
- Your Personal Tax return prepared and filed in good time plus up to 3 sources of income including:-
- Rental Accounts
- Dividends
- Self Employment
- Employment
- Pensions
- Tax saving advice included
Key Features as standard
Access to a dedicated named client manager ensuring guidance and advice
Access to our secure online document vault to allow secure exchange of information
Fast onboarding and we deal with your old accountant
All services can be added or scaled and are flexible - pay for what you need and nothing else.
Package 3 - For Businesses Insights and/or Growth
For your business
- Everything detailed in business package 2 plus
- Monthly or Quarterly Management Reports with a quarterly meeting either in our office or online live
- At least one planning session per year where we will look forward, set target and goal and measure progress.
- Ongoing business advice and insight to help you identify opportunities to grow and make more money.
For You
- Everything in package 2 plus mortgage references ioncluded as standard.
Key Features as standard
Access to a dedicated named client manager ensuring guidance and advice
Access to our secure online document vault to allow secure exchange of information
Fast onboarding and we deal with your old accountant
All services can be added or scaled and are flexible - pay for what you need and nothing else.
Peace of Mind
Running a business is demanding enough without worrying about tax deadlines, HMRC letters or payroll errors. We make sure everything is handled accurately, on time and in full compliance — so you can relax knowing your finances are in safe hands. With clear advice and proactive support, there are no surprises — just confidence and control.
Approachability
We believe your accountant should be easy to talk to and quick to respond. No jargon. No judgement. Just straightforward advice whenever you need it. We build long-term relationships with our clients, taking the time to understand your business and offer support you can rely on.
Growing Your Business
Good accounting is about more than reporting numbers — it’s about helping you move forward. We provide clear financial insight, tax planning and practical advice to improve profitability and cash flow. Whether you're just starting out or scaling up, we’ll help you make informed decisions that support sustainable growth.
Values
Our work is guided by integrity, transparency and accountability. We believe in clear advice, honest conversations and long-term relationships built on trust. Every decision we make is focused on delivering real value to our clients.
On YOUR Side
We’re here to support you, not just file your accounts. Whether you’re dealing with HMRC, planning your next move, or facing a financial challenge, we act in your best interests at every step. Think of us as part of your team — always working to protect and strengthen your position.
We are your local accountant - always
Based in the community, we understand local needs and are proud to support other small and growing businesses. That said our reach is far and we know that our clients value the relationship we hold above everything else.